Are you planning an unforgettable trip to Dubai, the country with the flair of 1000 and one night? Wonderful surprises, excursions and numerous shopping experiences await you here. Don’t forget your credit card to pay if you want flexibility in Dubai. Learn more at modernartforkids.com
Basic acceptance of credit cards in Dubai
While the Agree bank card can often be used in other parts of the world, you can leave it at home for your Dubai trip. The most common form of payment in Dubai is the credit card. This finds a high status in Dubai and it is given an important importance. For this reason, acceptance in Dubai is very high, for example in
- Shopping centers
- Tour operator
- Car rental companies
The locals rarely carry cash with them, but you should have a small amount. Especially if you want to book an excursion to the outskirts or want to explore the country on your own, you will mostly find small shops such as souvenir shops or cafes that do not have a credit card system connection.
Otherwise, the classic tourist areas in Dubai are particularly well equipped, so you can expect to be able to pay almost anywhere with a credit card.
In general, Visa and Mastercard are among the most widely accepted credit cards in Dubai. You will mainly find these credit card signs both at ATMs and in shops. When using American Express or Diners Club, please pay attention to the signs.
It is also a good idea to withdraw cash from ATMs, which are not only to be found at banks, but are also numerous in the city centers and shopping malls. Picking up cash is worth it depending on which credit card you use, because the exchange rate from USD to the local currency Dirham is noticeably higher when you withdraw with a credit card in Dubai than a currency change in Germany.
What you should consider when choosing a credit card offer
A comparison of credit card conditions can save you money. Since you can only pay or withdraw money in Dubai in local currency, some credit card providers have high fees for currency exchange and additional use abroad. However, some banks now offer credit cards that do not charge a change fee or a foreign assignment for cashless payments and ATM withdrawals. Offers are also available with no annual fees.
However, when withdrawing cash from banks, you should note that the bank in Dubai usually requires a withdrawal fee. You have to take this into account especially if you have a prepaid credit card on a credit basis. If you do not take these fees into account when you withdraw your money and therefore exceed your credit balance, it may happen in Dubai that your card will be withdrawn by the ATM.
Should your credit card be withdrawn for any reason, it will be problematic if it is not written out in your name and is not signed by you. Banks can only hand over withdrawn credit cards on presentation of a valid identification document and a signature sample from the cardholder.
In addition, many credit card providers lure with additional services that may seem worthwhile, such as
- various foreign and travel insurance
- Bonuses or discounts for refueling, shopping or for flight kilometers
- Credit notes for first issuances
- free partner cards
Alternative or additional means of payment
Whether you are traveling to Dubai with or without a credit card, you should never forego cash. Hotels often have a safe in their room or offer rental at the reception. your money is safe there. If you take USD with you, it is advisable to change them to the local currency in the local banks instead of in exchange offices or in the hotel, because here too the exchange rates are often very different.
Alternatively, travelers checks in USD can be ordered from your house bank. Banks in Dubai usually convert them into the local currency free of charge.
You can also buy US dollars at your bank in Germany. The American national currency is also widely accepted in Dubai. Since many shops in Touirist areas in particular often label your goods in US dollars, you can save yourself the conversion into dirham. Although the USD is accepted as a form of payment in many places, you will have to accept exchange rate losses if prices are quoted in US dollars